At $149,900 Country Cottages' 3 bedroom/ 2bath/ 2 car garage with 1300 s.f. under forced air/heat, exceptionally-built houses, are the most economically priced homes found anywhere around. Compare the quality and value and save tens of thousands of dollars before you buy! Drive a little and enjoy the peace and safety of the country… where the water, air, and living are fresh and clean every day.

Country Cottages’ homes are not only affordable but perfect for all, especially first-time home buyers, starter families, retirees, even second home owners wanting to escape from the severe winters up north. If you can afford to rent you can afford to buy a beautiful Country Cottage house, which are stick-framed with superior quality…built one house at a time! Contact Sandra Alexander with Tri American Realty Inc. for your opportunity to purchase a home. There are several financial packages that are currently available in which you may qualify including the HOP program (they give 35% down), the SHIP program, and the RURAL program. Country Cottages’ homes qualify for all three, so inquire today from Sanna Laurich our mortgage expert in the financial department.

Country Cottages of North Florida, Inc. is currently developing a subdivision of 250 home sites built with quality and affordability in North Bay County. Conveniently and centrally located, close to all major thoroughfares, Country Cottages is tucked quietly away in a pristine country setting. Travel to the country northward approximately 20 minutes north of The Panama City Mall on highway 231 and only two short miles east on Hwy. 20. Also, Country Cottages is located just 20 minutes NE of the new Panama City-Bay County International Airport on Highway 388, and only 20 minutes south of Interstate 10 (I-10), both being a close and convenient connection to the entire world. Click for a map

Country Cottages (North side of Hwy. 20)
These beautiful homes are being built on the North side in wooded acreage with Country Cottage style architecture. There are several models to select from in a 3 bedroom/2 baths/2 car garage with just under 1300 square feet of living space, and yet reasonably priced at $149,900. These models include the Oak, the Maple, the Pine and the Birch, with some having split floor plans and all with a minimum height ceiling of 9 feet. Spacious living rooms have either tray or vaulted ceilings with recess lighting. Large master suites and fully functional kitchens lead the long list of amenities found in more expensive homes. These are not modular homes, but individually stick-framed housing on a monolithic concrete slab and foundation. Lot sizes are 80x100 feet and come with natural surrounding vegetation as well as a landscape package. Garages are equipped with a pull down stairs and storage space above. Some of the other features include a no maintenance synthetic stucco and vinyl exterior, engineered hurricane cable down system, architectural shingles on Boston gable ends and hip roofs, below grade septic system and many more amenities found in upper scale homes. All homes are pre-wired with alarm, cable and telephone. There are no monthly maintenance fees or homeowner’s association dues. Each home has a 4 inch diameter well drilled at a depth of 60 feet that produces exceptional drinking water. The septic systems are installed at zero or near zero elevation for a mound-free backyard. Due to the installation of these systems there are no monthly water or sewer bills. With careful planning, existing vegetation of Pine, Oak and Magnolia trees will be preserved to provide a scenic backdrop as well as a fresh scent to the air. Click here for some pictures.

Your new home will take you away from the noise and traffic of the city, yet be close enough to the beaches and shopping. Country Cottages development is located within a great school district and has many nearby recreational activities and churches. Also provided are all the amenities of Panama City just minutes away.

Come see for yourself why Country Cottages is the way living is meant to be amidst the beauty of Mother Nature.  Come see this exceptional value of affordability in quality housing at a planned community of peaceful paradise, whereby nearby lakes, springs and rivers await your enjoyment.  Escape the hustle/bustle of the city and experience the serenity of the country in a short drive to visit our office or telephone us at (850) 722-7720. Stop by and throw a friendly game of horseshoes while viewing the roadsides lined with wildflowers and the sweet scent of pine in the air.  Join us in one of the fastest growing markets of affordable housing in the Florida Panhandle and surrounding beaches. Visit our on-site friendly staff who eagerly await to help you with any questions that you may have or discuss the many financial possibilities currently offered. Click here for some pictures.

General Information:

Country Cottages of North Florida, Inc.
13728 East Hwy. 20
Youngstown, FL 32466
email: sales1@floridacountrycottages.com

If you are currently renting (because you think that you can’t afford anything else) and therefore are not seeing a return through appreciation of property values or not having write-off benefits at income tax time because you are literally throwing your money away… it’s time for a change. Additionally, if you are considering buying an older home or fixer upper, why become house poor and chuck paycheck after paycheck of your life into a money pit of renovation and frustration. Relax, you are not doomed forever and fate has finally knocked at your door. The opportunity has arrived in a change for the better by buying a quality built, affordable home at Country Cottages. The answer is to simply secure your future by building equity into your life through home ownership.

In this turbulent economy and uncertainty of what tomorrow may bring, home ownership is still the anchor of our stability and reassurance of a future with hope. Home ownership comes with the security and fabric from which our childhood dreams are made of, giving substance to our lives, families and friends. The difficulty is that home costs continue to escalate beyond our earning power, and the gap continues to widen daily until our dream becomes less and less. With land costs and construction materials on the rise, skyrocketing homeowners insurance (rates doubling or tripling in some cases, that’s if you can even find someone to write a policy due to the penalty of the close proximity of the ocean), escalating utility bills, diminishing water quality along with water restrictions, and the rise in taxation… it is the cause to search out for another answer. The remedy is to live in the welcoming serenity and inexpensive area of North Bay County… otherwise known as the country.  Dreams can be fulfilled by fleeing the rhetoric and inner turmoil of the city with all of its encompassing problems and come live in the country where a special quality of life and happiness awaits the entire family.

Email us at sales1@floridacountrycottages.com for floor plans and pricing. Enroll your email address with us for future plans and mailings.

As seen on WMBB News 13

Click here to watch the video seen on WMBB News 13

Reach us by phone:

Office:850-722-7720
Fax: 850-722-7723

Future developments

• Country Village (South side of Hwy. 20)
  Click for more information about Country Village.